Why was my application declined?

Modified on Thu, 16 Mar 2023 at 11:28 AM

Fig’s loan application process considers a variety of proprietary factors to determine an individual's eligibility to use Fig, and if so, what amount of money can be lent. As a responsible lender, we take into account a number of factors as part of our assessment process. This includes, but is not limited to:

  • Your credit file, which demonstrates your repayment history with other lenders and helps us determine whether you can comfortably make your payments

  • The personal information you provided, which allows us to confirm your identity

You may be eligible to re-apply in the future if your circumstances change. Depending on your financial situation, you may see changes on your credit report as soon as 30-45 days.

Have questions or want to learn more about Fig? Contact us!

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