What You Need to Apply for a Fig Loan

Modified on Thu, 19 Jun at 2:23 PM

We're excited that you're considering Fig for your personal loan needs! Our application process is 100% online; no paperwork, no physical visits, and no unnecessary delays. Here’s how to prepare before you start your application.

What You'll Need

To apply, make sure you have the following:

Online banking credentials (login info for your primary Canadian bank account)
Canadian government-issued photo ID
A mobile device with a camera and microphone
A stable internet connection (we recommend the Google Chrome web browser for best results)

Linking Your Bank Account

Fig partners with Flinks, a trusted Canadian provider, to securely verify your banking details during the application.

Why we need this:

To verify your identity and account ownership
To review your account activity and confirm loan eligibility
To deposit your loan funds if approved
To set up automatic repayments from your account

Please use your main bank account if possible (the one where you receive your income or payroll deposits).

Submitting Photo ID

As part of identity verification, you'll need to submit one valid piece of Canadian government-issued photo ID. This is completed through our secure partner, Onfido, using your mobile device.

Accepted documents include:

Canadian Passport
Driver's Licence
Provincial ID (excluding Health Card)
Permanent Resident Card

You'll be prompted to:

Take a photo of your ID (front and back, if required)
Complete a short facial video using your phone's camera

This step helps confirm your identity and prevent fraud.

Tips for a Smooth Application

Have your mobile phone ready and fully charged
Ensure your camera and microphone are working
Use a strong, stable internet connection
Complete the application in Google Chrome if possible
Have your ID and banking login details ready

For more details on the application process, visit our Help Centre.

If you run into any issues, you can always contact us at support@fig.ca.