What is Fig?

Fig is a Canadian fintech company that offers personal installment loans through a fast, fully digital experience. We’re backed by Fairstone Bank, which means you benefit from the strength and reliability of a federally regulated financial institution, combined with the speed and simplicity of modern technology.

Our mission is to make borrowing easier, more transparent, and accessible to everyday Canadians.

Why Choose Fig?

A Digital-First Experience

Fig was built with convenience in mind. Our 100% online application process is fast, secure, and designed to fit your schedule. Apply from anywhere; no branch visits, no paperwork.

Backed by a Trusted Lender

As a subsidiary of Fairstone Bank, Fig combines innovative lending technology with trusted financial expertise. You get the best of both worlds: efficient service with responsible lending practices.

Transparent and Simple Terms

We believe in clear communication. That means:

• No hidden fees
• No prepayment penalties
• Fixed interest rates
• Predictable monthly payments

Security You Can Trust

We use industry-leading encryption and work only with trusted partners to protect your information. Your privacy and data security are always our top priorities.

Human Support When You Need It

Our customer support team is here to help. Whether you need assistance with your application, have questions about your loan, or want help understanding your terms, we’re only a message away.

How Fig Loans Work

Here’s what to expect when borrowing with Fig:

1. Check Your Offer Eligibility

   Start with a soft credit check (this won’t affect your credit score) to see what offer you're eligible for.

2. Submit Your Loan Application

   Our application is fully online and typically takes just a few minutes to complete. You’ll need access to your online banking and a Canadian government-issued ID.

3. Receive Your Funds

   Once approved, your loan is deposited directly into your bank account within 2 business days.

4. Make Easy, Automatic Repayments

   Choose your repayment schedule (weekly, biweekly, bimonthly, or monthly) and we’ll automatically withdraw your payments on your selected dates.

Who Can Apply?

To apply for a Fig loan, you must:

• Be a resident of Canada
• Be at least 18 years of age
• Have a Canadian bank account
• Have access to online banking and a valid Canadian government-issued ID

Learn More

To begin your application for a Fig loan, visit our website at: Fig | Apply for a Loan

Whether you're consolidating debt, covering an unexpected expense, or planning for something big, Fig is here to help.

Fig makes borrowing simple, secure, and stress-free. Discover the Fig difference today.